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	<title>Mexico Medical Student &#187; banks</title>
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	<description>Every journey has a pitstop.  Welcome to mine.</description>
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		<title>The Week from HELL</title>
		<link>http://www.mexicomedstudent.com/2007/11/704</link>
		<comments>http://www.mexicomedstudent.com/2007/11/704#comments</comments>
		<pubDate>Fri, 16 Nov 2007 22:23:15 +0000</pubDate>
		<dc:creator>enrico</dc:creator>
				<category><![CDATA[Living in Mexico]]></category>
		<category><![CDATA[Medical School]]></category>
		<category><![CDATA[Personal]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Mexico]]></category>
		<category><![CDATA[new house]]></category>
		<category><![CDATA[rent]]></category>
		<category><![CDATA[trials]]></category>
		<category><![CDATA[tribulations]]></category>
		<category><![CDATA[wire transfer]]></category>
		<category><![CDATA[work]]></category>

		<guid isPermaLink="false">http://www.mexicomedstudent.com/2007/11/704</guid>
		<description><![CDATA[Oh. My. God.  I am so blissfully happy it&#8217;s Friday.  I don&#8217;t care how those little boxes line up on the calendar, I&#8217;m marking today&#8211;THIS DAY&#8211;as the end of my week from Hell.  Dante doesn&#8217;t know shit.  To type it all out would take forever, but I&#8217;ll just hit the highlights.
One [...]]]></description>
			<content:encoded><![CDATA[<p>Oh. My. God.  I am so blissfully happy it&#8217;s Friday.  I don&#8217;t care how those little boxes line up on the calendar, I&#8217;m marking today&#8211;THIS DAY&#8211;as the end of my week from Hell.  Dante doesn&#8217;t know shit.  To type it all out would take forever, but I&#8217;ll just hit the highlights.</p>
<p>One of the most frustrating things living in Mexico is how slowly everything moves. For many, life is like a permanent vacation, with few consequences for tardiness, because practically <em>everyone else</em> is the same way.  It&#8217;s not trying to get away with as little as possible or being lazy, it&#8217;s simply at an ingrained cultural level, there&#8217;s no hurry unless there <em>really</em> needs to be one.  Regarding a pending problem with school administration, I spent two days shuttling from office to office talking with people, each of them telling me their very reasonable side of the story, but always ended with, &#8220;But because of [problem with next-door office's issues], I can&#8217;t help you.&#8221;  Repeat 5x, try to talk to person in charge but get met with secretary who specifically says they remember explicitly a phone conversation that was had for 90 seconds two months ago and how I&#8217;m incorrect.  Oh, and I can&#8217;t see &#8220;person in charge,&#8221; because nobody knows when she&#8217;ll be back. Not her secretary, certainly not, who can&#8217;t (or won&#8217;t) even confirm if she&#8217;s in town. </p>
<p>But compared to what I had to deal with financially, the above was a cakewalk. I was trying to get things set up to rent a house and do the signing, etc. on Wednesday.  Tuesday, the day before, the realtor tells me that the owner wants everything paid in US dollars <em>in cash</em>. I don&#8217;t have a bank account here in Mexico; the US account we&#8217;ve always used does just fine here for ATM purposes, and there&#8217;s always the credit card route. However when you&#8217;re talking in the thousands of dollars, pulling it out of an ATM (in equivalent currency that&#8217;s worth 10x less, mind you) is just not possible.  For a crippling 2.5 days, I was figuring out how to get money, ready to go in my account, here in my hand. I couldn&#8217;t do a standard wire transfer, since you initiate that in person.  Online, there were rules about either being with the same bank in a different location or if a different brand of bank, I had to own the account. Both strikeouts.  Adding insult to injury (but good to know), my bank has ALWAYS had a service to send money to Mexico for free. LOVELY! Thanks for letting me know, now that I am <b>in</b> Mexico and can&#8217;t go into a US branch to paper-sign the agreement form.  The whole reason I agreed to pay the landlord in dollars was so I could write a check; in turn, he got paid in a much more stable currency. Only 36 hours prior did he discover that his bank&#8217;s terms for foreign checks were unacceptable (they were), and that set off the mad scramble.  Since we&#8217;d already given notice here and they&#8217;re waiting for us to move out next week, the prospect of potentially scrambling for a place to live vs. not being able to change bank/international trade rules became a rock vs. hard place squeeze. </p>
<p>In the end, many phone calls with lots of small but incorrect details that cost me serious time, and energy.  Just as I was going to explode, the last person I spoke to at the bank said, &#8220;Why don&#8217;t we just up your daily ATM limit?  I can approve an increase to $2,500 per day temporarily for 14 days.&#8221;  Um, last time I checked, I wasn&#8217;t moving kilos of Columbian snow, but THANK YOU for pointing out what had always been the easiest option that everyone else missed.  Unfortunately, I still had to pay in cash dollars, which means pulling dollars out of my account via ATM into cash pesos, then <em>buying</em> dollars (at an obviously less-than-favorable rate), twice taking transaction/exchange-rate hits.  But this is the last time this will ever happen, because when I go home for the holidays, I&#8217;m adding some services to my account&#8211;including the one I mentioned above that will allow me to wire rent money down here monthly so I don&#8217;t need to walk around with a briefcase full of multicolored Mexican money.</p>
<p>This is primarily being shared so all you would-be foreign medical students out there in the US&#8211;make sure you understand: you are NOT going to be in the US&#8211;whether it&#8217;s Mexico, Israel, Poland, or the Carribean&#8211;and how you&#8217;re used to dealing with things will change dramatically. No matter how much you <em>think</em> you can get acclimated, or you speak the language there, the reality is that there will <em>always</em> be serious, unforeseen events that can potentially make you reconsider if it&#8217;s all worth it. </p>
<p><em>On top of all that</em>, work takes a turn for the worse when I find out that the application I was developing for one academic entity is really for an executive member of the Univeristy, because he wants to make sure it passes muster first before showing it to them. I find this out 36h before it&#8217;s expected.  I&#8217;m a part time employee with some vague instructions on this and no feel/inference that this is a politically sensitive project, or I&#8217;d never have accepted it. (Large state universities are typical of malignant bureaucracy just like above; things have to filter down and percolate up  in &#8220;the proper chain of command.&#8221;)  Last night, I pulled an all-nighter and I got it done (and billed appropriately), but I still haven&#8217;t slept.  I feel like hibernating, but I have to pack this weekend/week, Grand Rounds is Tuesday (compilation is on Monday, though), and movers come on Friday.  HELP!</p>
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